Stripe provides individuals and businesses with the ability to accept payments over the internet. Web developers can integrate payment processing into their websites without having to register and maintain a merchant account. Stripe, in line with its competitors, charges a fee of 1.9% + 20p per successful credit card charge.
One of the major benefits of using Stripe is that it does not charge setup fees, monthly fees, validation fees, card storage fees, or failed payment fees. Furthermore, there is no minimum monthly payments volume required to use Stripe.
Stripe has a seven day waiting period for transactions, during which time it profiles the businesses involved to protect against potential fraud. Stripe then transfers the funds directly into the bank account linked to the payee.
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